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Compare Business Loans from Top Banks

Find the best business loan offers tailored for your enterprise needs

Bank/NBFC Interest Rate (p.a.) Age Loan Amount Tenure Eligibility Action
HDFC Bank 11.00% - 18.00% 21-65 years ₹1,00,000 - ₹50,00,000 12 - 84 months Turnover: ₹40 Lakhs p.a.
CIBIL: 700+
Business Vintage: 2+ years 		Apply Now
ICICI Bank 11.25% - 19.00% 21-65 years ₹2,00,000 - ₹40,00,000 12 - 72 months Turnover: ₹50 Lakhs p.a.
CIBIL: 720+
Business Vintage: 3+ years 		Apply Now
SBI 10.50% - 16.50% 21-65 years ₹5,00,000 - ₹1,00,00,000 12 - 84 months Turnover: ₹1 Crore p.a.
CIBIL: 750+
Business Vintage: 5+ years 		Apply Now
Bajaj Finserv 12.00% - 20.00% 21-65 years ₹1,00,000 - ₹45,00,000 12 - 60 months Turnover: ₹30 Lakhs p.a.
CIBIL: 680+
Business Vintage: 2+ years 		Apply Now
Axis Bank 11.50% - 18.50% 21-65 years ₹3,00,000 - ₹50,00,000 12 - 72 months Turnover: ₹50 Lakhs p.a.
CIBIL: 720+
Business Vintage: 3+ years 		Apply Now

Why Compare Business Loans with Loanfatafat?

Quick Comparison

Compare top business loan offers instantly to find the best rates and terms in minutes

Best Rates & Terms

Access competitive rates from 10.50% p.a. and terms tailored to your business needs

Trusted Partners

Compare loans from top banks and NBFCs with transparent terms and no hidden fees

Wide Loan Range

Explore loans from ₹1,00,000 to ₹1,00,00,000 to match your business goals

Flexible Repayment Options

Choose tenures from 1 to 7 years to find a repayment plan that suits your cash flow

Free Eligibility Check

Assess your business loan eligibility for free without affecting your credit score

Business Loan Eligibility

Check your eligibility to compare and choose the best business loan with Loanfatafat.in

For Small & Medium Enterprises (SMEs)

  • Business vintage: Minimum 2 years
  • Annual turnover: ₹30 Lakhs or above
  • ITR for the last 2 financial years
  • CIBIL score: 680 or above

For Large Businesses & Corporations

  • Business vintage: Minimum 5 years
  • Annual turnover: ₹1 Crore or above
  • Audited financials for the last 3 years
  • CIBIL score: 680 or above

Calculate Your Business Loan EMI

Monthly Loan EMI
₹ 14,347
Fourteen Thousand Three Hundred And Forty Seven
Loan Amount
₹
One Lakh
1 Lac 5 Cr
Loan Tenure
Years
1 5
Rate Of Interest
%
8 25
Payment Breakdown:
Principal Amount
₹10,00,000
Interest Payable
₹7,21,651
Total Amount Payable
₹17,21,651

EMI Payment Schedule

Year Principal paid yearly
(A)		 Interest paid yearly
(B)		 Total Payment
(A + B)		 Balance Loan Paid
To Date

Documents Required for Business Loan

Prepare these documents to compare and choose the best business loan on Loanfatafat.in

Business & Identity Proof

  • 1.
    PAN Card

    For Business and Proprietor/Director/Company

  • 2.
    Aadhaar Card

    For Proprietor/Director, linked to mobile number

  • 3.
    Business Registration Proof

    GST certificate, Shop Act License, or Udyam Registration (MSME)

  • 4.
    Address Proof

    Utility bill or lease agreement (If both are Rented Home and Office not older than 3 months)

Financial Proof

For Small & Medium Enterprises (SMEs)
  • 1.
    Last 2 years' ITR with computation of income

    For Business and Sole Proprietor/Director/Company

  • 2.
    Last 1 year bank statements

    Primary business account

  • 3.
    Balance Sheet & Profit/Loss

    For last 2 financial years

For Large Businesses
  • 1.
    Audited Financials for last 3 years

    Including CA attest Balance Sheet & Profit/Loss Report

  • 2.
    Last 1 year bank statements

    Primary business account

  • 3.
    Projected Cash Flow Statement

    Last 2 years Lender and Debtor.

Uses of Business Loans

Compare business loans on Loanfatafat.in to meet your enterprise’s financial needs

Working Capital

Fund daily operations, manage cash flow, or cover short-term expenses

Business Expansion

Open new locations, scale operations, or enter new markets

Equipment Purchase

Invest in machinery, tools, or technology to boost productivity

Inventory Management

Stock up on raw materials or products to meet demand

Debt Consolidation

Consolidate high-interest business debts into a single, affordable loan

Hiring & Training

Recruit new talent or train staff to enhance business capabilities

Marketing Campaigns

Launch advertising or promotional campaigns to grow your brand

Store Renovation

Upgrade your business premises or retail space for better customer experience

Frequently Asked Questions

Get answers to common questions about business loans

A business loan is a financial product offered by banks or NBFCs to support business-related needs, such as working capital, expansion, or equipment purchase. It can be secured (requiring collateral) or unsecured. You receive a lump-sum amount and repay it in fixed monthly installments (EMIs) over a tenure, typically 1-7 years. Interest rates depend on your business’s financial profile, credit score, and lender policies.

General eligibility criteria for business loans include:
  • Business vintage: Minimum 2 years for SMEs; 3 years for large businesses
  • Turnover: ₹30 Lakhs annually for SMEs; ₹1 Crore for large businesses
  • Financials: ITR for last 2 years (SMEs) or audited financials for 3 years (large businesses)
  • Credit Score: 680+ for SMEs; 680+ for large businesses (higher scores get better rates)
  • Valid Documents: PAN, Aadhaar, business registration, and address proof
Eligibility varies by lender, and Loanfatafat.in helps you compare options to find the best fit.

Loanfatafat.in enables instant eligibility checks and loan comparisons within minutes. Once you select a lender and submit required documents, approval can take 1-3 days, with funds disbursed within 48-72 hours after verification, depending on the lender. Compare processing times across partners to choose the fastest option.

Documents required for a business loan application through Loanfatafat.in include:
  • Business & Identity Proof: PAN Card (Business and Proprietor/Directors/Company), Aadhaar Card, business registration (GST certificate, Shop Act License, or Udyam Registration i.e MSME ), and address proof (Utility bill or lease agreement if both are Rented Home and Office not older than 3 months).
  • For SMEs: Last 2 years’ ITR with computation of income, 1 year bank statements (current and saving account), and Balance Sheet & Profit/Loss report for 2 years.
  • For Large Businesses: Audited financials for 3 years (Including CA attest Balance Sheet & Profit/Loss Report), 1 year bank statements, and projected cash flow statement (Last 2 years Lender and Debtor.)
Documents are verified online for quick comparison and approval across lenders.

Most lenders allow prepayment or foreclosure of business loans after a minimum period (typically 6-12 months), subject to their terms. Prepayment penalties, if applicable, range from 1-4% of the outstanding amount. Loanfatafat.in lets you compare lenders’ prepayment policies to choose the most flexible option.

Your business or personal CIBIL score reflects creditworthiness. A score of 680+ (SMEs) or 720+ (large businesses) improves approval chances and secures lower interest rates. Lower scores may result in higher rates or rejection. Loanfatafat.in offers a free business CIBIL score check without impacting your rating to help you compare eligible loan options.

Business loans may include processing fees (1-3% of loan amount), prepayment penalties, late payment fees, and GST on fees. Loanfatafat.in ensures transparency by comparing lenders’ fee structures upfront, so you can select a loan with minimal or no hidden charges. Always review the loan agreement for full details.
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